Zillow Home Loans

Zillow Home Loans offers conventional and government-backed mortgages. Its loan options are:

  • Conventional fixed rate loans.
  • VA Loans.
  • FHA Loans.
  • Mortgage refinancing.

The lender plans to start offering jumbo and variable-rate mortgages later this year, according to a spokesperson.

You can pre-approve and apply for a loan from Zillow Home Loans online. Pre-approval usually involves giving the lender information about yourself and your finances, and you may need to provide documents such as pay stubs and bank statements. You will also need to provide up-to-date information about your income and assets to complete your application. It may take about two weeks to get a decision on your loan application.

If you’re refinancing your mortgage with Zillow Home Loans and your home is in California, Florida, Pennsylvania, Texas, Virginia, or Washington, you won’t have to pay the appraisal fee upfront. If you are a customer using other Zillow services and interested in Zillow home loans, you can speak with a loan officer to see if you may qualify for cash back and/or lender credits.

You can apply for Zillow Home Loans pre-approval online by providing information about yourself and your housing needs. To get a loan, you’ll need a FICO score of at least 620. Other factors that can affect your eligibility include your debt, income, and assets.

Borrowers will need at least a FICO score of 620 to qualify for a mortgage from Zillow Home Loans. Your debt and income can also affect your ability to get a loan.

Zillow Home Loans is licensed in 45 states and Washington, DC The lender is not licensed in New York, New Jersey, Hawaii, West Virginia or Vermont.

Is your dream home within reach? US News’ Mortgage Calculator will show you how much home you can afford.

Zillow Home Loans has an A+ rating from the Better Business Bureau. The Consumer Financial Protection Bureau received a mortgage-related complaint regarding Zillow home loans in 2020. The lender provided a prompt response and closed the complaint with monetary relief.

You can contact Zillow Home Loans by calling 888-852-2212 or by filling out a form on the lender’s website. You can contact the Zillow Home Loans Consumer Complaints Department through the form or at 877-661-3166. If you use the form and provide contact information, you should receive a response within five business days. You can also report wrongdoing anonymously by calling a confidential hotline at 877-758-3065. Customers interested in refinancing can call 866-964-8015 between 9 a.m. and 5 p.m. Pacific Time, Monday through Friday.

You can get pre-approved and apply for a mortgage with Zillow Home Loans online. Loan officers can also help during the application process. You can check mortgage rates in your area through Zillow, and Zillow also provides a platform to help borrowers find local lenders.

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